In this section, we will talk about com.google.android.apps.nbu.paisa.user, the apk package in the most advanced variant of Google Pay. It is the modernized version of com.google.android.apps.walletnfcrel package. We will then look at the new features added with the update, as well as the most current concerns that are faced by Google Pay users.
The world is moving towards a totally digital world in the present. Online payment options are essential and convenient for us. UPI apps are among the most simple and most secure methods for online payments. You can pay for bills, link various bank accounts, communicate with other people around the world and so on.
However, security concerns are an important aspect to consider. There are many UPI applications, and all have positives and negatives that you should be aware of.
Google Pay is among the most well-known platforms from Google which is also the most effective way to pay for many users. The initial release was Android Pay which was released in the year 2015. Then, Google Wallet was merged with Android Pay and was changed to Google Pay. It is now available in 10 European countries, with a variety of new features being added every update.
com.google.android.apps.nbu.paisa.user is the package name of the latest version of Google Pay apk. The details of the latest Google Pay version available in the play store are as follows: below:
Version: 130.1.6 (arm64-v8a_release_flutter)
Offered by: Google LLC
Size of the file: 51.71 MB
Released on: September 17, 2017
The last time it was updated was Aug. 4 2021
The app needs certain permissions.
and other permissions for startup and network services. It is available for download across the majority of Android 5 devices and above. In addition to enhanced features, the most recent update includes bugs and performance enhancements.
There are a few extra features included in the most recent version of Google Pay. They offer secure options to make transactions and aids to improve overall your user’s experience.
Create and manage an organization
You can now create groups on Google pay to make it easier to complete transactions. To set up a group follow these steps:
- Step1: Open your Google Pay app.
- Step2: Click on New Transactions.
- Step3: On the screen that appears select the New Group option..
- Setp4. Add contacts from your contact list. You can add up to a maximum of 100 people.
- Step5: Press Done.
It is also possible to start group chats for up to 100 participants. To start, just click the 3 vertical dots on the app and select to start to Chat with a Group.
There is a new option to include payment cards as well as bank accounts. It is possible to add credit or debit cards. This is a secure method of payment since your card number, as well as any other information about you isn’t visible to the recipient.
The banks that are supported for payment by card through Google Pay is given below:
- Axis Bank
- SBI Bank
- Kotak Bank
- HSBC Visa Credit card
- HDFC Bank
- IndusInd Bank
Changes due to RBI regulations
In light of the new Reserve Bank of India regulations new rules, the features include automated payment, Google Ads, Google Cloud as well as Google Workspace.
Fix com.google.android.apps.nbu.paisa.user issues
The new Google Pay version has some issues reported by the users, this may be due to the package com.google.android.apps.nbu.paisa.user not responding perfectly. Certain of these issues are similar to the issues with transactions that were encountered in the earlier versions, and others are completely new. In this article, we will look at the issues and solutions.
Verification of the phone number
There might be a problem when trying to verify your number. It could be related to SMS verification, as you are having difficulty obtaining your One Time Password while verification. There are many reasons that could be behind this issue.
- You may have entered an incorrect number.
- The phone number you gave may not be active, or may have no balance.
- It is possible that you are located in an area that has a weak signal, and, therefore, won’t be able to send the SMS.
- Problems with internet connectivity causing an interruption in the operation for Google Pay app.
If none of the above applies to your case If you are not satisfied, you can request to send the code again. If this doesn’t work, try restarting the application or disabling it and then reinstalling. Restarting your phone can aid.
The process of opening a bank account
If you’re not able to open the bank account you want ensure that the same number is utilized in your bank account as well as Google Pay. If you have multiple phone numbers in your bank account you may ask the bank’s authorities to delete the additional phone numbers before attempting again using Google Pay. The issue could also arise when your bank does not have UPI.
Additionally, NRI and international accounts cannot be used with Google Pay. You must use the Indian account. Current accounts and joint accounts don’t work with Google Pay. Be sure to add savings accounts.
If none of this is the case, attempt to restart Google Pay. If that does not work, then try contacting their customer support.
Money transfer or sending
Problems with receiving or sending money are common with UPI apps generally. It can happen if
- You’re using the incorrect UPI pin.
- The information you have on your payment account is out of date.
- The sender’s balance is less than the amount they need within their accounts.
- It is possible that you have exceeded your limit on transactions (you are not allowed to send more than 10000 R every day via UPI apps, or over 10 transactions per day via UPI applications).
However transactions, they usually are not successful due to any problem in Google Pay. Google Pay app. It’s an interesting review the fact that less than 60% overall Google Pay transactions are successful. The remainder are stuck in processing or fail. There is no clear reason given by Google to explain this issue but we could try a few solutions to resolve the issue.
The transaction is deemed to fail.
The steps below are a good way to solve the issue of the unsuccessful transaction, when the person to whom you want to transfer your money is close to you.
- Make sure that you have an internet connection available for both of your phones.
- Also, Make sure that the phones are kept close without covering them.
- Make sure that the Pay mode of the sender is on and that the ‘Receive’ mode for the receiver are both turned on.
- Click on Update device collaboration.
- Try to send the money again.
Please note that this feature isn’t available for all models of phones.
This transaction has been stowed.
If you are unable to send or receive the payment due to the transaction has been delayed it is necessary to determine whether the money was taken from the sender’s bank account. So, you should wait three business days. If the transaction isn’t fully completed even after that time then, you should get in touch with the Google Pay Help Center. Sometimes there is a technical fault and the package “com.google.android.apps.nbu.paisa.user” does not respond perfectly to the coding, which may a reason of the transaction being stuck.
Didn’t get rewards
If you do not receive rewards you earned for your transactions it could be due to the fact that your transaction isn’t suitable for reward. Only transactions in excess of an amount will be reward-worthy and multiple transactions to the exact same person in the same day will not be eligible.
With the latest version, Google Pay policies regarding rewards have been changed. You will no longer receive rewards for every transaction, but you will move one step further in the reward process. You can receive rewards when you complete certain steps.
If you’re eligible for an award but haven’t received it yet, using your Google Pay app, choose the payment option and then select the three dots option. Select Help and then choose to fix problems using rewards. Then you’ll be issued an account and choose the reward you want. If you qualify to be eligible, your problem will be solved through the help center.
com.google.android.apps.nbu.paisa.user has stopped
To resolve this issue, take the following steps:
- Go to the Gpay icon and hold it for one second, then you’ll see the ” i” icon. Tap on it.
- Storage options that you can choose from
- Then, clean the cache as well as clear all data both.
- Again open the app, re-login, it will fix the com.google.android.apps.nbu.paisa.user has stopped issue.
com.google.android.apps.nbu.paisa.user is the latest Google apk package released. The Android package is a format for files utilized for Android OS. Android OS for the installation of middleware and apps.
Online transactions are essential in the present day and we should be extra vigilant when dealing with these. Make sure you type in the receiver’s UPI ID Account number, and even the phone number during you are making a purchase. If you transfer the money in the incorrect account the help centers for the app might not be able to assist.
Every transaction is protected through The Google Pay encryption algorithm. If you find any security breach be sure to reach out to the help desk. You have the right to keep your hard-earned dollars as well as your personal information safe from the prying eyes of others.
Following every transaction, it’s best to make sure the account of the receiver is credited with the funds. Check all details prior to registering an issue with the help center as well. Being vigilant will help avoid the security risks which could be our own fault.